EQUITI FINANCING FEES

Know our financing costs for trading

Trade smarter by understanding how we calculate financing charges based on asset class, holiday & trading hours.

EQUITI SWAPS & ROLLOVERS

What are swaps & rollovers?

Trading markets take holidays too, be prepared for upcoming dates that may impact your open positions by causing extended rollover periods.

As we do not offer the physical delivery of assets, we adjust the price on some products for rolling the settlement day and allowing you to keep the position open. We recommend you always check the rollover fees (or “swaps”) per product to protect your trading strategy. 

Please be aware that:

  • When you trade forex of CFDs on a "spot" basis on MT4, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). 
  • Different asset classes settle on different days, our financing costs are calculated on a per position basis and that they may be charged to your account.
  • Formula for forex & oil CFDs: Lots x Contract Size x Long/Short Swap x Point Size
  • Formula for share & index CFDs: (Long/Short Swap)/360/100 x Closing Price x Lots 

To learn more, check our FAQs page or see our holiday trading hours.

Download this quarter’s list of rollovers by product.

financing fees hero
Symbol Long Short
AUDCAD 0.660 -6.216
AUDCHF 3.608 -7.555
AUDCNH -87.113 -128.323
AUDDKK -21.786 -21.786
AUDHKD -81.932 -135.512
AUDJPY 0.949 -12.061
AUDNZD 0.114 -6.803
AUDSGD -13.709 -25.809
AUDUSD -1.932 -1.540
CADCHF 0.943 -6.781
CADJPY 1.630 -8.417
CADSGD -4.198 -10.548
CHFJPY -11.105 -0.379
CHFNOK -207.619 61.301
CHFPLN -86.446 16.454
CHFSGD -14.038 -3.694
CNHJPY -19.979 -19.996
EURAUD -11.523 3.583
EURCAD -4.310 -2.262
EURCHF 2.872 -9.370
EURCZK -21.942 -21.942
EURDKK -61.745 -83.845
EURGBP -6.379 1.587
EURHKD -87.319 -101.099
EURHUF -35.020 -35.020
EURILS -10.033 -10.033
EURJPY -4.776 -12.141
EURMXN -414.773 36.012
EURNOK -114.101 -5.615
EURNZD -6.048 -1.662
EURPLN -60.372 -17.782
EURRUB -13.934 -13.934
EURSEK -62.865 -74.055
EURSGD -20.544 -29.214
EURTRY -6531.781 1796.819
EURUSD -7.476 1.361
EURZAR -36.494 13.015
GAUCNH -1.153 0.271
GAUUSD -1.982 0.870
GBPAUD -5.972 -4.720
GBPCAD 3.491 -11.282
GBPCHF 9.053 -13.911
GBPCNH -71.484 -160.094
GBPDKK -31.497 -137.797
GBPHKD -51.668 -165.838
GBPJPY 6.393 -26.286
GBPNOK -75.778 -74.454
GBPNZD -3.094 -19.322
GBPPLN -59.385 -52.885
GBPSEK -55.346 -183.886
GBPSGD -11.989 -37.989
GBPTRY -7291.149 1788.551
GBPUSD -2.926 -2.636
GBPZAR -34.505 2.365
HKDCNH -93.061 -93.061
HKDJPY -14.111 -15.311
KAUCNH -115.340 27.127
KAUUSD -1982.465 870.258
MXNJPY -11.100 -13.630
NOKJPY -0.332 -2.962
NOKSEK 0.097 -9.509
NOKSGD -18.201 -18.201
NZDCAD -2.595 -3.382
NZDCHF 1.616 -4.974
NZDCNH -94.322 -100.162
NZDJPY 1.286 -7.624
NZDSGD -14.167 -20.067
NZDUSD -3.573 0.336
PLNJPY -3.842 -3.842
SEKJPY -1.059 -2.169
SGDJPY -11.996 -14.046
TRYJPY 1.073 -5.297
USDAED -4.056 -4.056
USDCAD 3.872 -7.290
USDCHF 4.743 -10.988
USDCNH 24.236 -59.114
USDCZK -30.073 -34.173
USDDKK -21.619 -100.719
USDHKD -35.696 -120.696
USDHUF -59.030 -15.730
USDILS -4.620 -1.020
USDJPY 2.049 -18.567
USDMXN -270.723 -50.723
USDNOK -51.142 -51.613
USDPLN -42.805 -39.935
USDRUB -235.245 -235.245
USDSAR 0.000 0.000
USDSEK -34.616 -132.024
USDSGD -8.673 -28.073
USDTHB -274.065 -274.065
USDTRY -5740.705 1046.695
USDZAR -204.672 67.628
XAGEUR -9.791 0.099
XAGUSD -18.103 1.397
XAUAED -235.032 97.670
XAUAUD -103.498 58.342
XAUCNH -405.896 52.144
XAUEUR -58.291 -1.631
XAUGBP -58.442 25.528
XAUJPY -55.188 2.694
XAUTRY -27899.542 7658.908
XAUUSD -73.249 37.851
XPDEUR -10.499 -23.172
XPDUSD -21.235 -18.045
XPTEUR -4.665 -38.409
XPTUSD -16.315 -33.935
Latest update was at 13/01/2026
MULTI-ASSET GLOBAL BROKER

Trade up. Switch to Equiti today.

HOW DO I CALCULATE ROLLOVER & SWAP FEES?

Learn how to calculate overnight fees

If you trade forex of CFDs on a "spot" basis on MT4, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). All positions left open at 23:59 (server time) will be rolled over to a new value date – and as such are subject to the swap/rollover adjustments we listed above.

How do weekend rollovers work?

When you roll an open position from Wednesday to Thursday (T+2 pairs) on a trade date basis, Monday of the following week becomes the new value date (or ‘settlement date’), instead of Saturday. This means the swap/rollover adjustment on a Wednesday evening will be three times the value indicated in the table. The same occurs for a T+1 pair on a Thursday. This is to reflect how the value date of an FX position rolls in the underlying market.

If the US30Roll swaps are -8.3 for long positions and 2.3 for short positions and you have traded 1 lot:

Long Charge for 1 day: -8.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = -8.76 USD

Short Credit for 1 day: 2.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = 2.42 USD

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

If the EURUSD swaps are -6.83 for long positions and 2.96 for short positions and you have traded 1 lot (100,000 EUR):

Long Charge for 1 day: 1 * 100,000 * -6.93 * 0.00001 (Point Size*) = -6.93 USD

Short Credit for 1 day: 1 * 100,000 * 2.96 * 0.00001 (Point Size*) = 2.96 USD

If the USDJPY swaps are 11.94 for long positions and 26.21 for short positions and you have traded 1 lot (100,000 USD):

Long Credit for 1 day: 1 * 100,000 * 11.94 * 0.001 (Point Size*) = 1,194 JPY

Short Credit for 1 day: 1 * 100,000 * -26.21 * 0.001 (Point Size*) = -2,621 JPY

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

*Point Size is the maximum number of decimals that each FX product is priced to. For example, EURUSD is priced 5dp therefore the point size is 0.00001. USDJPY is priced to 3 decimals therefore the Point Size is 0.001.

If today is Monday & the EURUSD value date is Wednesday; then at 5pm NYT (21:00 GMT) Monday night the EURUSD’s value date will roll from Wednesday to Thursday (1 calendar day). In this example, the swap value is 10 MT4 points per day - which is quoted as ‘10’ in our rollover rates below - so the rate will be calculated is 10 (1 * 10).

If today is Wednesday & the EURUSD value date is Friday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Monday (3 calendar days) as markets close and positions cannot be altered over the weekend. In this example, the swap value would be 30 MT4 points (10pts/day) - as even though it’s quoted as 10, the rate on Wednesday nights will be automatically calculated by MT4 as 30 (3*10). 

In the event of a holiday, the value dates roll in line with market convention.


If today is Wednesday, the EURUSD value date is Friday but there’s a holiday on Monday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Tuesday (it can’t roll to Monday as Monday is a holiday) which is 4 calendar days. So in this example, the swap value is 40 MT4 points (10pts/day). We quote “13.33” as MT4 knows that on a Wednesday it will charge 3 times the value we input. 3 * 13.33 = 40.

Frequently asked questions

What do rollover costs mean?

The financing cost for your CFD trade is referred to as ‘rollover.' This is the interest paid depending on the size of the position and for holding a position at 23:59 server time (server time is New York time). For index CFDs, any dividend adjustments issued are included in the rollover amount as well.

The formula for trading costs is as follows:

Closing Price of the Index * the interest rate / 100 / Number of Days +/- Dividends * Trade Size.

Pay attention to open positions on Fridays. If you hold a position over the weekend, the rollover is 3 times as you’ll be unable to close a position until the markets open on Monday AM.

To avoid rollover charges, make sure to close any open positions before 23:59 server time (server time is New York time).

A pip, short for ‘point in percentage’, is a very small measure of change in a currency pair in the forex market. It can be measured in terms of the quote or the underlying currency. A pip is a standardised unit for the smallest amount by which a currency quote can change. It is usually $0.0001 for USD-related currency pairs. A fractional pip or point is equivalent to 1/10 of a pip. There are 10 points to every 1 pip.

The basic contract unit of the Retail Foreign Exchange is called a ‘lot’.

The standard lot size is 100,000 units of the base currency (1st currency in the currency pair), however you can also trade multiples or fractions of lots. The minimum at Equiti is 0.01 lot.

Example: Buying 1 lot on the GBP/USD market is the equivalent to buying £100,000 and selling the equivalent amount of USD at the current rate.


Lot Size              Units of base currency (First currency)


1                            100,000


0.1                         10,000


0.01                       1,000

We offer leverage through the use of margins, where we provide borrowed funds from our deep liquidity pool to increase your trading position. This means traders can increase their market exposure by paying a fraction of the initial investment. In practice, 1:20 leverage means you can invest $10 and trade with $200 - allowing for higher potential gains AND losses. Make sure you understand your risk appetite. Try to minimise your losses by using stop-loss tools or other risk management strategies.

We offer up to 1:500 leverage on selected products including precious metals, gold, oil & natural gas commodity CFDs.

CFDs or ‘contracts for difference’ are derivative products designed so that you can trade on the price change of an underlying asset.

This means you can trade on the price movements or performance of assets without needing to own them outright - which allows you to go long or short and potentially benefit from either rising or falling markets.

Start trading

You can also trade CFD indices such as the US500, UK100, AUS200, China50 & Sing30.


Start trading index CFDs

Different fees may apply to your positions depending on your account type, the symbol you're trading, and other factors.

Admin fees, for example, may apply if your positions are held open beyond the specified grace period. The exact fee will vary based on the symbol you're trading.

For a detailed breakdown of all applicable fees, please refer to the list here.

Explore more with Equiti

Products Hero

Products

Browse FX, indices, shares, commodities, futures, crypto & ETF CFDs.

Platforms

Platforms

Find the right trading platform for your needs - we offer MT4 and MT5.

SCA All Accounts

Accounts

Experienced or beginners - find the right account for you.