EQUITI FINANCING FEES

Know our financing costs for trading

Trade smarter by understanding how we calculate financing charges based on asset class, holiday & trading hours.

EQUITI SWAPS & ROLLOVERS

What are swaps & rollovers?

Trading markets take holidays too, be prepared for upcoming dates that may impact your open positions by causing extended rollover periods.

As we do not offer the physical delivery of assets, we adjust the price on some products for rolling the settlement day and allowing you to keep the position open. We recommend you always check the rollover fees (or “swaps”) per product to protect your trading strategy. 

Please be aware that:

  • When you trade forex of CFDs on a "spot" basis on MT4, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). 
  • Different asset classes settle on different days, our financing costs are calculated on a per position basis and that they may be charged to your account.
  • Formula for forex & oil CFDs: Lots x Contract Size x Long/Short Swap x Point Size
  • Formula for share & index CFDs: (Long/Short Swap)/360/100 x Closing Price x Lots 

To learn more, check our FAQs page or see our holiday trading hours.

Download this quarter’s list of rollovers by product.

financing fees hero
SymbolLongShort
AUDCAD2.488-8.399
AUDCHF4.607-8.732
AUDCNH-68.606-144.466
AUDDKK-23.009-23.009
AUDHKD-84.052-135.922
AUDJPY2.730-13.937
AUDNZD1.831-8.841
AUDSGD-15.936-30.836
AUDUSD-0.901-2.968
CADCHF0.648-6.620
CADJPY0.819-7.798
CADSGD-3.967-10.017
CHFJPY-11.8150.065
CHFNOK-212.55074.950
CHFPLN-78.75725.443
CHFSGD-14.733-3.901
CNHJPY-21.042-21.047
EURAUD-12.5015.172
EURCAD-3.214-3.735
EURCHF3.240-9.722
EURCZK-21.929-21.929
EURDKK-63.270-81.670
EURGBP-5.7140.998
EURHKD-94.106-80.906
EURHUF-32.278-32.278
EURILS-9.442-9.442
EURJPY-4.423-12.392
EURMXN-430.66268.656
EURNOK-115.1361.650
EURNZD-5.426-2.501
EURPLN-59.352-20.572
EURRUB-13.651-13.651
EURSEK-52.306-86.476
EURSGD-19.324-29.354
EURTRY-13065.2205152.480
EURUSD-7.7681.119
EURZAR-34.96512.115
GAUCNH-0.921-0.118
GAUUSD-1.6960.601
GBPAUD-8.950-1.028
GBPCAD3.610-11.980
GBPCHF8.805-13.867
GBPCNH-48.259-167.789
GBPDKK-40.976-132.576
GBPHKD-68.114-137.094
GBPJPY4.622-24.512
GBPNOK-89.423-55.439
GBPNZD-4.035-18.917
GBPPLN-51.538-45.938
GBPSEK-52.397-196.457
GBPSGD-13.209-37.709
GBPTRY-7440.0562750.744
GBPUSD-3.184-3.156
GBPZAR-34.9133.127
HKDCNH-90.300-90.300
HKDJPY-13.985-15.835
KAUCNH-92.063-11.806
KAUUSD-1696.313601.213
MXNJPY-11.492-14.441
NOKJPY-0.214-3.264
NOKSEK1.746-11.955
NOKSGD-18.934-18.934
NZDCAD-2.543-3.966
NZDCHF1.630-5.125
NZDCNH-78.815-106.895
NZDJPY1.033-7.637
NZDSGD-13.903-22.303
NZDUSD-3.3820.066
PLNJPY-3.758-3.758
SEKJPY-1.201-1.931
SGDJPY-10.858-12.068
TRYJPY2.816-9.344
USDAED-4.047-4.047
USDBRL-390.690-59.650
USDCAD3.899-7.343
USDCHF4.523-10.875
USDCLP-41.000-24.100
USDCNH23.691-59.489
USDCOP0.0000.000
USDCZK-19.749-20.549
USDDKK-29.146-96.646
USDHKD-49.036-99.146
USDHUF-49.621-14.121
USDIDR-326.780-63.350
USDILS-70.652-60.452
USDINR-74.260-30.950
USDJPY-0.109-17.349
USDKRW-40.690-71.420
USDMXN-309.023-9.033
USDNOK-62.884-36.274
USDPLN-45.678-40.998
USDRUB-235.243-235.243
USDSAR0.0000.000
USDSEK-34.099-141.870
USDSGD-9.045-27.695
USDTHB-293.029-293.029
USDTRY-5907.5931711.907
USDTWD-24.429-1.427
USDZAR-211.29373.907
XAGEUR-7.4810.149
XAGUSD-12.1931.307
XAUAED-200.70265.379
XAUAUD-95.24753.943
XAUCNH-314.736-56.706
XAUEUR-54.731-3.081
XAUGBP-49.27319.107
XAUJPY-47.673-2.049
XAUTRY-51576.15619576.614
XAUUSD-69.41028.640
XPDEUR-17.936-13.576
XPDUSD-28.013-7.983
XPTEUR-20.051-4.488
XPTUSD-31.860-1.490
Latest update was at 10/07/2026
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HOW DO I CALCULATE ROLLOVER & SWAP FEES?

Learn how to calculate overnight fees

If you trade forex of CFDs on a "spot" basis on MT4, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). All positions left open at 23:59 (server time) will be rolled over to a new value date – and as such are subject to the swap/rollover adjustments we listed above.

How do weekend rollovers work?

When you roll an open position from Wednesday to Thursday (T+2 pairs) on a trade date basis, Monday of the following week becomes the new value date (or ‘settlement date’), instead of Saturday. This means the swap/rollover adjustment on a Wednesday evening will be three times the value indicated in the table. The same occurs for a T+1 pair on a Thursday. This is to reflect how the value date of an FX position rolls in the underlying market.

If the US30Roll swaps are -8.3 for long positions and 2.3 for short positions and you have traded 1 lot:

Long Charge for 1 day: -8.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = -8.76 USD

Short Credit for 1 day: 2.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = 2.42 USD

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

If the EURUSD swaps are -6.83 for long positions and 2.96 for short positions and you have traded 1 lot (100,000 EUR):

Long Charge for 1 day: 1 * 100,000 * -6.93 * 0.00001 (Point Size*) = -6.93 USD

Short Credit for 1 day: 1 * 100,000 * 2.96 * 0.00001 (Point Size*) = 2.96 USD

If the USDJPY swaps are 11.94 for long positions and 26.21 for short positions and you have traded 1 lot (100,000 USD):

Long Credit for 1 day: 1 * 100,000 * 11.94 * 0.001 (Point Size*) = 1,194 JPY

Short Credit for 1 day: 1 * 100,000 * -26.21 * 0.001 (Point Size*) = -2,621 JPY

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

*Point Size is the maximum number of decimals that each FX product is priced to. For example, EURUSD is priced 5dp therefore the point size is 0.00001. USDJPY is priced to 3 decimals therefore the Point Size is 0.001.

If today is Monday & the EURUSD value date is Wednesday; then at 5pm NYT (21:00 GMT) Monday night the EURUSD’s value date will roll from Wednesday to Thursday (1 calendar day). In this example, the swap value is 10 MT4 points per day - which is quoted as ‘10’ in our rollover rates below - so the rate will be calculated is 10 (1 * 10).

If today is Wednesday & the EURUSD value date is Friday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Monday (3 calendar days) as markets close and positions cannot be altered over the weekend. In this example, the swap value would be 30 MT4 points (10pts/day) - as even though it’s quoted as 10, the rate on Wednesday nights will be automatically calculated by MT4 as 30 (3*10). 

In the event of a holiday, the value dates roll in line with market convention.


If today is Wednesday, the EURUSD value date is Friday but there’s a holiday on Monday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Tuesday (it can’t roll to Monday as Monday is a holiday) which is 4 calendar days. So in this example, the swap value is 40 MT4 points (10pts/day). We quote “13.33” as MT4 knows that on a Wednesday it will charge 3 times the value we input. 3 * 13.33 = 40.

Frequently asked questions

What do rollover costs mean?

The financing cost for your CFD trade is referred to as ‘rollover.' This is the interest paid depending on the size of the position and for holding a position at 23:59 server time (server time is New York time). For index CFDs, any dividend adjustments issued are included in the rollover amount as well.

The formula for trading costs is as follows:

Closing Price of the Index * the interest rate / 100 / Number of Days +/- Dividends * Trade Size.

Pay attention to open positions on Fridays. If you hold a position over the weekend, the rollover is 3 times as you’ll be unable to close a position until the markets open on Monday AM.

To avoid rollover charges, make sure to close any open positions before 23:59 server time (server time is New York time).

A pip, short for ‘point in percentage’, is a very small measure of change in a currency pair in the forex market. It can be measured in terms of the quote or the underlying currency. A pip is a standardised unit for the smallest amount by which a currency quote can change. It is usually $0.0001 for USD-related currency pairs. A fractional pip or point is equivalent to 1/10 of a pip. There are 10 points to every 1 pip.

The basic contract unit of the Retail Foreign Exchange is called a ‘lot’.

The standard lot size is 100,000 units of the base currency (1st currency in the currency pair), however you can also trade multiples or fractions of lots. The minimum at Equiti is 0.01 lot.

Example: Buying 1 lot on the GBP/USD market is the equivalent to buying £100,000 and selling the equivalent amount of USD at the current rate.


Lot Size              Units of base currency (First currency)


1                            100,000


0.1                         10,000


0.01                       1,000

We offer leverage through the use of margins, where we provide borrowed funds from our deep liquidity pool to increase your trading position. This means traders can increase their market exposure by paying a fraction of the initial investment. In practice, 1:20 leverage means you can invest $10 and trade with $200 - allowing for higher potential gains AND losses. Make sure you understand your risk appetite. Try to minimise your losses by using stop-loss tools or other risk management strategies.

We offer up to 1:500 leverage on selected products including precious metals, gold, oil & natural gas commodity CFDs.

CFDs or ‘contracts for difference’ are derivative products designed so that you can trade on the price change of an underlying asset.

This means you can trade on the price movements or performance of assets without needing to own them outright - which allows you to go long or short and potentially benefit from either rising or falling markets.

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You can also trade CFD indices such as the US500, UK100, AUS200, China50 & Sing30.


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Different fees may apply to your positions depending on your account type, the symbol you're trading, and other factors.

Admin fees, for example, may apply if your positions are held open beyond the specified grace period. The exact fee will vary based on the symbol you're trading.

For a detailed breakdown of all applicable fees, please refer to the list here.

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