FINANCING FEES

Know our financing fees

Trade smarter by understanding how we calculate financing charges based on asset class, holiday & trading hours.

EQUITI SWAPS & ROLLOVERS

What are swaps & rollovers?

Trading markets take holidays too, be prepared for upcoming dates that may impact your open positions by causing extended rollover periods.

As we do not offer the physical delivery of assets, we adjust the price on some products for rolling the settlement day and allowing you to keep the position open. We recommend you always check the rollover fees (or “swaps”) per product to protect your trading strategy. 

Please be aware that:

  • When you trade forex of CFDs on a "spot" basis on MT5, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). 
  • Different asset classes settle on different days, our financing costs are calculated on a per position basis and that they may be charged to your account.
  • Formula for forex & oil CFDs: Lots x Contract Size x Long/Short Swap x Point Size
  • Formula for share & index CFDs: (Long/Short Swap)/360/100 x Closing Price x Lots 

To learn more, check our FAQs page or see our holiday trading hours.

Download this quarter’s list of rollovers by product.

Swaps and Rollovers
CURRENT SWAPS

Swap rates by product

Symbol Long Short
AUDCAD -1.942 -2.828
AUDCHF 3.043 -7.442
AUDCNH -258.852 -438.852
AUDDKK -22.215 -22.215
AUDHKD -322.824 -348.525
AUDJPY 5.580 -15.914
AUDNZD -6.472 1.303
AUDSGD -17.434 -20.754
AUDUSD -2.048 -0.766
CADCHF 2.899 -9.343
CADJPY 11.252 -17.291
CADSGD -5.884 -10.754
CHFJPY 0.983 -11.768
CHFNOK -57.362 -57.362
CHFPLN -21.909 -21.909
CHFSGD -58.608 5.727
CNHJPY -54.663 -62.622
EURAUD -6.128 0.755
EURCAD -7.004 2.143
EURCHF 2.030 -8.201
EURCZK -65.442 -65.442
EURDKK -196.209 -196.209
EURGBP -5.393 1.221
EURHKD -304.149 -251.547
EURHUF -104.055 -104.055
EURILS -32.751 -32.751
EURJPY 8.056 -23.274
EURMXN -603.084 268.447
EURNOK -76.981 -32.817
EURNZD -21.745 -7.800
EURPLN -61.423 -15.443
EURRUB -7.833 -7.833
EURSEK -19.595 -21.863
EURSGD -23.932 -24.072
EURTRY -5084.094 2053.973
EURUSD -8.827 4.881
EURZAR -51.711 -4.411
GBPAUD 0.475 -8.201
GBPCAD 0.151 -6.057
GBPCHF 10.095 -14.683
GBPCNH -135.135 -596.235
GBPDKK -77.519 -77.519
GBPHKD -239.580 -417.480
GBPJPY 17.238 -35.001
GBPNOK -44.196 -97.284
GBPNZD -8.887 -8.807
GBPPLN -135.282 -135.282
GBPSEK -20.229 -58.112
GBPSGD -20.500 -33.300
GBPTRY -363.777 -363.777
GBPUSD -4.716 0.739
GBPZAR -15.685 -15.685
HKDCNH -291.090 -291.090
HKDJPY -11.992 -16.625
MXNJPY -8.975 -14.571
NOKJPY 0.164 -3.602
NOKSEK -0.844 -2.384
NOKSGD -54.579 -54.579
NZDCAD -1.369 -4.062
NZDCHF 4.138 -7.885
NZDCNH -216.552 -456.552
NZDJPY 11.081 -16.903
NZDSGD -15.576 -22.476
NZDUSD -0.149 -2.736
PLNJPY -3.423 -3.423
SEKJPY 0.061 -0.956
SGDJPY 1.169 -23.171
TRYJPY 1.727 -8.503
USDAED -5.122 -9.122
USDCAD 1.072 -5.069
USDCHF 6.914 -12.976
USDCNH 51.791 -87.618
USDCZK -20.309 -20.309
USDDKK -182.667 -182.667
USDHKD -58.445 -113.612
USDHUF -96.873 -96.873
USDILS -50.819 -50.819
USDJPY 13.259 -27.793
USDMXN -480.725 169.815
USDNOK -25.441 -77.241
USDPLN -47.765 -41.415
USDRUB -211.365 -211.365
USDSAR -10.964 -10.964
USDSEK -14.003 -47.535
USDSGD -12.971 -25.181
USDTHB -321.552 -321.552
USDTRY -4649.572 1275.128
USDZAR -207.002 60.898
XAGEUR -4.724 1.332
XAGUSD -6.166 3.079
XAUEUR -39.483 5.303
XAUTRY -12083.581 4978.166
XAUUSD -38.514 18.002
XPDEUR -1.779 -9.293
XPDUSD -5.941 -5.941
XPTEUR -1.936 -10.112
XPTUSD -6.472 -6.472
Latest update was at 19/06/2024
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HOW DO I CALCULATE SWAPS & ROLLOVERS?

Learn how to calculate overnight fees

If you trade forex of CFDs on a "spot" basis on MT5, most trades settle two business days (T+2 pairs) from inception - however some pairs (like USDCAD, USDRUB & USDTRY) are settled on a one business day basis (or ‘T+1’). All positions left open at 23:59 (server time) will be rolled over to a new value date – and as such are subject to the swap/rollover adjustments we listed above.

How do weekend rollovers work?

When you roll an open position from Wednesday to Thursday (T+2 pairs) on a trade date basis, Monday of the following week becomes the new value date (or ‘settlement date’), instead of Saturday. This means the swap/rollover adjustment on a Wednesday evening will be three times the value indicated in the table. The same occurs for a T+1 pair on a Thursday. This is to reflect how the value date of an FX position rolls in the underlying market.

If the US30Roll swaps are -8.3 for long positions and 2.3 for short positions and you have traded 1 lot:

Long Charge for 1 day: -8.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = -8.76 USD

Short Credit for 1 day: 2.3 / 360 / 100 * 1 (Volume) * 38,000 (EOD Price) = 2.42 USD

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

If the EURUSD swaps are -6.83 for long positions and 2.96 for short positions and you have traded 1 lot (100,000 EUR):

Long Charge for 1 day: 1 * 100,000 * -6.93 * 0.00001 (Point Size*) = -6.93 USD

Short Credit for 1 day: 1 * 100,000 * 2.96 * 0.00001 (Point Size*) = 2.96 USD


If the USDJPY swaps are 11.94 for long positions and 26.21 for short positions and you have traded 1 lot (100,000 USD):

Long Credit for 1 day: 1 * 100,000 * 11.94 * 0.001 (Point Size*) = 1,194 JPY

Short Credit for 1 day: 1 * 100,000 * -26.21 * 0.001 (Point Size*) = -2,621 JPY

If your account is in another currency than the P/L currency, then the result needs to be converted to the account currency at the spot exchange rate of the two currencies.

*Point Size is the maximum number of decimals that each FX product is priced to. For example, EURUSD is priced 5dp therefore the point size is 0.00001. USDJPY is priced to 3 decimals therefore the Point Size is 0.001.

If today is Monday & the EURUSD value date is Wednesday; then at 5pm NYT (21:00 GMT) Monday night the EURUSD’s value date will roll from Wednesday to Thursday (1 calendar day). In this example, the swap value is 10 MT5 points per day - which is quoted as ‘10’ in our rollover rates below - so the rate will be calculated is 10 (1 * 10).

If today is Wednesday & the EURUSD value date is Friday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Monday (3 calendar days) as markets close and positions cannot be altered over the weekend. In this example, the swap value would be 30 MT5 points (10pts/day) - as even though it’s quoted as 10, the rate on Wednesday nights will be automatically calculated by MT5 as 30 (3*10).

In the event of a holiday, the value dates roll in line with market convention. 

If today is Wednesday, the EURUSD value date is Friday but there’s a holiday on Monday; then at 5 pm NY time (9 pm GMT) Wednesday night the EURUSD’s value date will roll from Friday to Tuesday (it can’t roll to Monday as Monday is a holiday) which is 4 calendar days. So in this example, the swap value is 40 MT5 points (10pts/day). We quote “13.33” as MT5 knows that on a Wednesday it will charge 3 times the value we input. 3 * 13.33 = 40.

Financing Fees FAQs

How do I fund my trading account?

You can deposit and withdraw funds securely into your Equiti Account with credit cards, eWallets, bank transfers, local solutions and crypto wallets. Learn more about our funding methods on our Deposits & Withdrawals page.

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